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HDFC logocreditHDFC · Mastercard/RuPay

HDFC Bank Bharat Credit Card

0%
Top reward rate
₹500/yr
Annual fee
Cashback
Reward type
Mastercard/RuPay
Network

💡 Annual fee waiver: ₹50,000/year spend karne pe fee maaf.

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Reward rates

Fuel
5%

5% cashback on BPCL fuel (cap ₹150/month)

Monthly cap: ₹150 reward

UtilitiesGrocery
5%

5% on bill payments/grocery via BillDesk/select merchants

Monthly cap: ₹150 reward

Baaki sabhi spends (base rate)0.5%

Reward nahi milta in pe

RentWalletGovernment

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Data last verified: 2026-06-14 · Offers bank ki terms pe depend karte hain, apne issuer se confirm karein.

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