HDFC Regalia Gold Credit Card vs HDFC Millennia Credit Card

HDFC vs HDFC · 2026 comparison

HDFC Regalia Gold Credit CardHDFC Millennia Credit Card
Top reward rate2.67%5%
Annual fee₹2,500/yr₹1,000/yr
Fee waiver spend₹4,00,000/yr₹1,00,000/yr
Reward typeReward PointsCashback
NetworkVisa/MastercardVisa/Mastercard
Base rate2.67%1%
Bonus categories37
Fuel surcharge waiver✅ Yes—

Verdict

HDFC Millennia Credit Card zyada top reward (5%) deta hai, jabki HDFC Millennia Credit Card ki fee kam hai. Aapki sabse zyada spending jis category mein ho, usi ke hisaab se choose karo.

HDFC Regalia Gold Credit Card detail →HDFC Millennia Credit Card detail →
HDFC Regalia Gold Credit Card
Bonus categories
DiningOnline ShoppingTravel
HDFC Millennia Credit Card
Bonus categories
AmazonFlipkartMyntraFood DeliveryCabsEntertainmentOnline Shopping

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HDFC Regalia Gold Credit Card ya HDFC Millennia Credit Card — kaunsa behtar hai?

HDFC Millennia Credit Card zyada top reward (5%) deta hai, jabki HDFC Millennia Credit Card ki fee kam hai. Aapki sabse zyada spending jis category mein ho, usi ke hisaab se choose karo.

HDFC Regalia Gold Credit Card aur HDFC Millennia Credit Card ki annual fee kitni hai?

HDFC Regalia Gold Credit Card ki annual fee ₹2,500/yr hai aur HDFC Millennia Credit Card ki ₹1,000/yr.

Inme se zyada reward kaun deta hai?

HDFC Millennia Credit Card ka top reward rate 5% hai, jo HDFC Regalia Gold Credit Card (2.67%) se zyada hai.

Aur comparisons

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